Mortgage Questions Answered

Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.

David Granados, National Director of Recruiting / Senior Mortgage Consultant at NEXA Lending. NMLS #352599. Call (951) 226-5748.

Frequently Asked Questions

Who is David Granados?

David Granados is a National Director of Recruiting / Senior Mortgage Consultant at NEXA Lending (NMLS #352599). Expert mortgage loan originator in California helping first-time buyers, refinancing, and home purchases. Licensed #352599. Call (951) 226-5748 today.

What areas does David Granados serve?

David Granados is licensed to provide mortgage services in California.

What services does David Granados offer as a mortgage loan officer?

David Granados offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in California. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact David Granados?

You can call (951) 226-5748 and email dgranados@nexalending.com to get started or ask about current mortgage rates and pre-approval.

What is David Granados's NMLS number?

David Granados's NMLS license number is 352599. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with David Granados?

Getting pre-approved is simple: share your income, assets, and credit details, and David Granados will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.